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CGL Policy: “Flooding Event” Pollution Exclusion Clause

Published in Virginia Lawyers Weekly, July 19, 2004

The full article is available in pre-formatted PDF format under the Additional Reading section.


Where plaintiffs assert their business and land suffered damage from flooding from a nearby owner’s property after he installed culverts in a stream, which overflowed during a flood, the carrier cannot rely on the “pollution exclusion” clause of a commercial general liability policy issued to defendant property owner’s business to deny a defense.

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These articles are provided for general informational purposes only and are marketing publications of Gentry Locke. They do not constitute legal advice or a legal opinion on any specific facts or circumstances. You are urged to consult your own lawyer concerning your situation and specific legal questions you may have.