CGL Policy: “Flooding Event” Pollution Exclusion Clause
Published in Virginia Lawyers Weekly, July 19, 2004
The full article is available in pre-formatted PDF format under the Additional Reading section.
Introduction
Where plaintiffs assert their business and land suffered damage from flooding from a nearby owner’s property after he installed culverts in a stream, which overflowed during a flood, the carrier cannot rely on the “pollution exclusion” clause of a commercial general liability policy issued to defendant property owner’s business to deny a defense.